• rwilliams@1hallmark.com
  • 574.243.2325
Apply Now
  • rwilliams@1hallmark.com
  • 574.243.2325

Hello

I’m Ramiah

Serving others enthusiastically and with a spirit of excellence is my passion! My faith, my family, authentic living, and helping others accomplish their goals of homeownership are what drive me! I take pride in providing exceptional customer service, exemplifying integrity, honesty, and open communication.

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Learn More
Ramiah Williams
|
NMLS #1973532
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54505 26th Street Suite F South Bend IN 46635

Journey Home With Me

HOME is where memories are created. With that in mind, I endeavor to ensure a stress-free, well-informed home buying process for my clients – whether they are buying the home they desire or refinancing the home they love. On this journey, I carefully guide each client through the financing options that best fit their needs and help them feel confident about the financial decisions they are making for their family. I am on this journey with my clients to ensure they get the KEYS!
Another part of my mission is to positively transform communities through encouraging homeownership.
I strive to accomplish this by empowering communities through education. I love sharing the ins and outs of what it takes to become a homeowner. At the end of each work day, I enjoy the company of my husband and three teens! I can be found cheering them on at a football, basketball game, or track meet. We love to travel and try new cuisine. If we are not at a sports event, traveling, or eating – you can find me serving in my church or nestled somewhere with a book in my hand.
I am excited about serving the Indiana and Michigan communities and look forward to creating lasting relationships.

What Our Clients Say

Will be back in 6 months for rate refinance. Will call her if I ever need to sell! Ramiah does such a great job!!
Mary N.Elkhart, IN
04/11/2025
I loved that Ramiah ensures I wouldn’t go into debt purchasing a home . She did her best with helping me understand the current process and what was going to happen afterwards. I like how I was able to communicate with Ramiah and her team throughout the process they had no problem answering the million of questions I had as a first time homebuyer . Even in my apparent frustration sometimes, they relieved me by ensuring they were trying their best and even hop on phone calls when needing to talk to banks, loan people etc. I definitely recommend Ramiah and her team. And when purchasing property again I will be returning
Ashaunti R.South Bend, IN
02/28/2025
Very personable and got things done when needed to be done!
Jerry B.South Bend, IN
02/21/2025
She was very easy to work with. She answered every phone call or text message with a sense of urgency. Ramiah has a calm demeanor that is very appreciated during the homebuying process because it can be stressful. This is my second time using Ramiah service so you could say I’m very pleased with her services.
Nikki H.South Bend, IN
12/24/2024
Ramiah definitely knew what she was doing and was so pleasant to work with.
Joy M.South Bend, IN
12/17/2024
Working with Ramiah was an absolute pleasure! She guided us through the loan process with professionalism and genuine courtesy. She patiently answered our questions & concerns, putting our minds at ease. We are very satisfied & would recommend her to anyone seeking a mortgage.
Deloris B.South Bend, IN
12/16/2024

We’re Here To Help

First-time Homebuyers
Builder/Construction Loans
Specialty Loan Products
Traditional Loan Products
First-time Homebuyers

FHA Loans

The FHA loan’s combination of low rates, low down payment, and flexible lending guidelines help more homebuyers to qualify for loans.

USDA Loans

Hallmark Home Mortgage
offers programs that assist homebuyers in Indiana, Michigan, and Ohio with making down payments and potential tax credits.

VA Loans

Veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, can apply for a Veteran’s Administration loan with 0% down, no cash reserves, and no application fee.
Builder/Construction Loans

Construction Loans

Hallmark Home Mortgage has developed a number of programs to help with home constructions. Apply today and I will help you find the best loan option for your new home construction.

Toolbox Renovation Loans

Hallmark Home Mortgage is your partner for renovation. Our exclusive Toolbox Mortgage is the solution for properties in need of remodeling updates.

VA Construction Loans

Hallmark Home Mortgage is your qualified lender for VA construction loans available to veterans, reservists, active-duty personnel or a surviving spouse of a veteran.
Specialty Loan Products

Jumbo Loans

Higher loan amounts with flexible guidelines for borrowers who can demonstrate the ability to repay. Jumbo loans are loans that are $1 over the maximum conforming loan amount.

Doctor Loan Program

Designed for Physicians, Residents, Ophthalmologists, and Veterinarians…Hallmark Home Mortgage recognizes the special financial needs of physicians today.
Traditional Loan Products

Conventional Loans

Hallmark Home Mortgage offers traditional conventional mortgage loans with fixed rates and a variety of term lengths.

Pricing Tool

Estimate my monthly payment

Monthly Payment

$1,880.70

Total Interest Payable

$88,525.28

Total of Payments
(Principal + Interest)

$338,525.28

Created with Highcharts 4.2.2 Break-up of Total Payment 73.85% 26.15% Principal Loan Amount Total Interest Principal Loan Amount: 73.85%
  • 54505 26th Street
    Suite F
    South Bend IN 46635
  • 574.243.2325

Let's Talk

Latest News

Ramiah Williams
Ramiah Williams️ 13 hours ago

Contact us today to get pre-approved and when you find the perfect one you’ll be ready! Start your pre-approval today https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

Contact us today to get pre-approved and when you find the perfect one you’ll be ready! Start your pre-approval today https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage  #MortgageLender
Ramiah Williams
Ramiah Williams️ 3 days ago

Happy Cinco de Mayo! 🌮🍹 It's the perfect excuse for tacos. Grab your favorite snacks, crank up the music, and enjoy the fiesta! #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

Happy Cinco de Mayo! 🌮🍹 It's the perfect excuse for tacos. Grab your favorite snacks, crank up the music, and enjoy the fiesta! #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage  #MortgageLender
1
Ramiah Williams
Ramiah Williams️ 5 days ago

Contact us today to begin your home ownership journey www.hallmarkhomemortgage.com #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

Contact us today to begin your home ownership journey www.hallmarkhomemortgage.com #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage  #MortgageLender
Corporate Contact

7421 Coldwater Road Fort Wayne, IN 46825

Contact

Toll Free: 888.490.1428

Main Office: 260.469.0900

Complaint and Licensing Info

Complaints may be directed to Hallmark Home Mortgage at 855.249.7731 or an email may be sent to:

complaints@1hallmark.com

Hallmark Home Mortgage

NMLS ID# 53441

NMLS Consumer Access

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Disclosures & Licenses